Private, local file processing

Convert Bank Files Without Uploading Them

Clean statement CSVs and convert OFX, QIF, MT940 or CAMT.053 files entirely inside your browser. Your transaction file stays on your device.

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No bank login required. Free tools work without an account.

DateDescriptionAmount

2026-07-29Office supplies−45.90

2026-07-30Client payment500.00

Detected: 3 rows
Warning: 1 duplicate

Export CSV

Files stay on your deviceFinancial-file processing runs in the browser.

No bank login requiredUse a file you already exported from your bank.

Instant browser processingReview the detected rows before downloading.

Accounting-ready exportsPrepare clean CSV files for common workflows.

Popular tools

Choose the right tool for the file in front of you

Each utility has a specific job. Start with the format you have or the accounting layout you need.

Clean and reshape CSV files

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CSV

Bank Statement Converter

Convert CSV or text-based PDF bank statements into QuickBooks, Xero or standard accounting formats.

CSV or PDF → QuickBooks, Xero or standard CSV

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CSV Duplicate Remover

Compare the fields you choose and remove repeat transaction rows without changing the source.

CSV or TXT → deduplicated CSV

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CSV Date Fixer

Standardize a mixed date column while preserving the rest of the transaction data.

CSV or TXT → normalized CSV

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Debit/Credit Converter

Switch between one signed amount and separate debit and credit columns.

CSV or TXT → converted CSV

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Prepare accounting import files

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QuickBooks CSV Formatter

Produce a simple Date, Description and signed Amount file for a manual import workflow.

Bank CSV → QuickBooks-style CSV

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Xero CSV Formatter

Create a consistent Xero-style transaction file with payee, description and reference fields.

Bank CSV → Xero-style CSV

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Zoho Books CSV Formatter

Convert a bank CSV or text-based PDF into Zoho Books' Double Column, Amount + Type, or Signed Amount layouts.

CSV or PDF → Zoho Books CSV

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Convert bank statement formats

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OFX

OFX/QFX/QBO to CSV

Extract transaction dates, amounts, names, memos and bank references from OFX-family files.

OFX, QFX or QBO → CSV

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QIF

QIF to CSV

Turn older QIF transaction records into rows that are easier to inspect and work with.

QIF → CSV

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940

MT940 to CSV

Read common :61: transaction lines and :86: descriptions from MT940 statements.

MT940 or STA → CSV

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XML

CAMT.053 to CSV

Flatten common ISO 20022 statement entries into a practical transaction table.

CAMT.053 XML → CSV

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How it works

From bank export to reviewed CSV

Select or drop a file

Choose a supported statement or CSV export from your device.

Review the detected data

Confirm column mapping, warnings, row counts and the transaction preview.

Export the corrected file

Download a new CSV, then compare it with the original before importing.

Financial-file privacy

Your statement is read locally

The converters use browser file APIs and JavaScript to read and transform the selected file. Statement contents are not posted to the website, authentication service, payment provider or advertising service.

Read the privacy guide

What “local processing” covers

It covers the financial file you select, its parsed rows and the generated download. Account sign-in, subscription billing and configured analytics are separate website services and may process ordinary account or usage information as described in the Privacy Policy.

Keep the original. A clean export is a working copy, not a replacement for your source statement.

Accounting workflows

Prepare a file before importing it

Use the formatters to create consistent dates, descriptions and signed amounts for QuickBooks, Xero or a standard accounting CSV workflow.

Independent preparation tools

Bank File Tools does not connect to an accounting account and does not send files to QuickBooks or Xero. Product names describe compatible manual formatting workflows, not endorsement or affiliation.

Review the accounting import checklist

Free and Pro

The same local processing, with different limits

Use every basic converter for free. Pro adds the convenience features implemented in this project.

Feature	Free	Pro
All 11 browser tools	Included	Included
Financial-file processing	On device	On device
Maximum file size	2 MB	25 MB
Files per run	One	Batch processing
Saved column mappings	—	Stored in this browser
Advertising areas	May be shown	Hidden

Use the free tools Compare Pro plans

Common questions

Before you choose a tool

Are bank files uploaded to the website?

No. The converter reads the selected financial file inside your browser. Account, billing and advertising requests do not include its contents.

Do I need to sign in?

No. Free single-file conversion works without an account. Sign-in is used only to recognize optional Pro access.

Will the CSV import into every accounting platform?

No converter can guarantee that. Requirements vary by product and can change. Review the output and follow the current import instructions for your accounting software.

Are QuickBooks and Xero connected to this site?

No. The formatters prepare files for manual workflows and are not affiliated with or endorsed by those companies.

What should I check before importing?

Compare row count, date range, debit and credit direction, totals, duplicates and references with the original statement.

Start with the file you already have

Choose a focused converter and review the result before downloading.

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